‘Phishing’ is a term which refers to the on-line imitation of a company’s branding in spoofed e-mail messages and web sites, created with the intent of fooling unsuspecting users into divulging personal information such as passwords, credit card numbers, PINs, etc. A typical “phish” e-mail will appear to come from a financial institution (such as a bank or credit card company), informing the recipient that some type of problem has affected his account and directing him to follow a provided hyperlink to clear up the problem. The hyperlink leads not to a legimate site, however, but to a server (usually in another country) on which an imitation web site has been set up. The fooled customer is then prompted to enter confidential personal information (collected by the scammers for perpetrating) identify theft and (usually) redirected to a legitimate web site to obscure the fact that he just gave away data to crooks.
Your CitibankATM/Debit card PIN must be updated due to “a large number of identity theft attempts.”
Auction site eBay is sending out suspension notices via e-mail and asking customers to verify their account information.
Auction site eBay is sending out notices requesting that users update their account information.
The FDIC insurance on your bank account has been cancelled by the Department of Homeland Security for violations of the Patriot Act.
The IRS is sending out unsolicited e-mails directing taxpayers to a web form to use to obtain tax refunds.