Advance Fee Scams Scams involving prepayment fraud. 0 Advertisements offer thousands of dollars of “free money” available in the form of government grants. A wealthy foreigner who needs help moving millions of dollars from his homeland promises a hefty percentage of this fortune as a reward for assisting him. Announcements inform recipients that they’ve won large sums of money in foreign lotteries. Because you share your surname with a wealthy dead guy, you’re in line for a windfall inheritance.